FAQ's

Q: How is an NBFC different from a bank?

A: Unlike banks, NBFCs cannot accept demand deposits, issue checks, or offer savings accounts. However, they can provide loans, advances, and other financial products like banks.

Q: What types of loans do you offer?

A: We offer a wide range of loans, including personal loans, home loans, loan against property (LAP), business loans, education loans, and more. Please visit our loan products page for detailed information.

Q: What are the eligibility criteria to apply for a loan?

A: The eligibility criteria may vary depending on the type of loan you are applying for. Generally, factors like age, income, credit score, employment status, and repayment capacity are considered for loan eligibility.

Q: How can I apply for a loan?

A: You can apply for a loan online through our website by filling out the application form or by visiting our nearest branch. Our representatives will guide you through the application process.

Q: What documents are required to apply for a loan?

A: The documents required may vary based on the type of loan. Common documents include proof of identity, address, income, bank statements, and photographs.

Q: How long does the loan approval process take?

A: The loan approval process usually takes a 4-5 days and average TAT is 5 Days, depending on the completeness of the documents submitted and other verification processes.

Q: Can I prepay my loan?

A: Yes, you can prepay your loan partially or fully. However, some loan products may have prepayment charges, which will be specified in the loan agreement.