SCHEDULE OF CHARGES (MSME/LAP Finance)

Loan Origination Charges

S.No.ParticularsAmount
1Login feesRs. 1500/- Including GST
2Processing Fees1% to 3% Plus GST, As Per Product
3Stamp DutyActual, As Per Applicable State Law
4Cersai Charges Creation ChargesRs. 125/- Plus GST
5Legal Charges & Documentation Charges (Including Title Investigation Report)Rs. 1500 to 2500/- Plus GST As per Loan Amount
6Valuation ChargesRs. 1500 to 2500/- Plus GST, As Per Loan Amount for LAP
7Insurance Charges (if Opted)Actual, As Per Insurance Company Policy

Loan management Charges

S.No.ParticularsAmount
1Cheque Swap/Replacement ChargesRs. 500/-
2Field Visit Fees for Collection Follow UpRs. 500 to 1000/- Plus GST, As per the Distance
3Foreclosure Pre-Termination Charges5% Plus GST
4Foreclosure Value Statement ChargesRs. 1000/- GST
5Statement ChargesRs. 1000/- Including GST

Charges for Non Compliance of Terms & Conditions of Loan Agreement

S.No.ParticularsAmount
1Overdue EMI InterestAs Per Contractual Annualized Rate of Interest on Defaulted Amount for The Period of Default
2Cheque Bounce/ECH or ACH Dishonor ChargesRs. 1000/- per stance

SCHEDULE OF CHARGES (Green Finance)

Loan Origination Charges

S.No.ParticularsAmount
1Login feesNo Login fees
2Processing Fees1% to 2.5% Plus GST, As Per Product
3Stamp DutyActual, As Per Applicable State Law
4Cersai Charges Creation ChargesRs. 125/- Plus GST
5Insurance Charges (if Opted)Actual, As Per Insurance Company Policy

Loan management Charges

S.No.ParticularsAmount
1Cheque Swap/Replacement ChargesRs. 500/-
2Field Visit Fees for Collection Follow UpRs. 500 to 1000/- Plus GST, As per the Distance
3Foreclosure Pre-Termination Charges5% Plus GST
4Foreclosure Value Statement ChargesRs. 1000/- GST
5Statement ChargesRs. 1000/- Including GST

Charges for Non Compliance of Terms & Conditions of Loan Agreement

S.No.ParticularsAmount
1Overdue EMI InterestAs Per Contractual Annualized Rate of Interest on Defaulted Amount for The Period of Default
2Cheque Bounce/ECH or ACH Dishonor ChargesRs. 1000/- per stance